If you want to repay your mortgage loan early, a recent study by the Royal Bank Of Scotland (RBS) may have uncovered a possible solution.

Using the average price of properties in different areas across the country and the average homeowner income in each area, they've drawn up a table of the places in the UK where people pay off their mortgages in the shortest period of time.

Homeowners in Blackburn, Lancashire repaid their mortgage loan in the fastest time, while second place in the "fast mortgage" league went to Halifax, West Yorkshire.

In Scotland, Kilmarnock (which came 3rd overall in the UK) was the area where people paid off their mortgages in the shortest period. With an average house price of £100046, residents with an average wage of £19244 took 8 years 10 months to repay their mortgage.

In contrast, Edinburgh came way down the league with residents taking an average of 18 years and 1 month to become mortgage free.

The mortgage survey, which questioned 850 homeowners in the UK also revealed that financial security was the main driving factor behind homeowners wanting to pay off their mortgage debt as quickly as possible.